Terms and Conditions

Terms and Conditions

1. Acceptance of Terms

By creating an account or using GroFinance you agree to these Terms and Conditions. If you do not agree, please do not use our services.

2. Eligibility and Accounts

You must be at least 18 years old and provide accurate information when registering. You are responsible for keeping your login credentials confidential and for all activity under your account.

3. Use of Services

You agree to use GroFinance lawfully and not to:

• provide false or misleading information;
• use the platform for fraud, money laundering or any illegal activity;
• attempt to disrupt, damage or gain unauthorised access to our systems;
• resell or commercialise our services without written permission.

4. Deposits, Withdrawals and Fees

Applicable fees, limits and processing times are shown before you confirm a transaction. We may delay or decline a transaction where needed for security, verification or legal reasons.

5. Loans and Savings Plans

Loan, DPS and FDR products are subject to their own terms, which are shown before you apply or subscribe.

6. Intellectual Property

All content, trademarks and software on GroFinance belong to GroFinance or its licensors and may not be copied or reused without permission.

7. Limitation of Liability

To the extent permitted by law, GroFinance is not liable for indirect or consequential losses arising from your use of the services.

8. Suspension and Termination

We may suspend or close accounts that breach these Terms or put the platform or other users at risk.

9. Changes to These Terms

We may update these Terms from time to time. Continued use of GroFinance after changes means you accept the updated Terms.

10. Contact

Questions about these Terms? Reach us through the Contact page.